Comedy in which a man caught in the midst of two simultaneous bank robberies attempts to protect the teller with whom he is in love. Tripp Kennedy (Patrick Dempsey) enters a bank near closing time, desperate to be served by pretty teller Kaitlin (Ashley Judd). When a robbery gets underway, Tripp has little hesitation in throwing himself at Kaitlin to protect her. Remarkably, however, it turns out that not just one but two simultaneous robberies are underway. As bumbling thieves 'Peanut Butter' (Tim Blake Nelson) and 'Jelly' (Pruitt Taylor Vince) mess things up for the professional thieves and accidentally seal everyone in the building for the night, Tripp has a whole evening to woo Kaitlin - if they can stay alive, that is.